AIA Health with AIA Vitality


Health insurance should protect you when things go wrong. It should also help you live a healthier life, every day. That’s why we’ve partnered with AIA Australia, because we share a vision to support our customers financial wellbeing and help them protect what matters most.

All AIA Health policies come with access to AIA Vitality, a personalised, science-backed health and wellbeing program that supports you every day to make healthier lifestyle choices. Taking small steps to better understand and improve your health can earn you great rewards, like e-Gift cards and discounts from a range of popular retailers, additional health insurance benefits and much more.

Plus, the more you engage with AIA Vitality,
the more health insurance benefits you’ll unlock.

Receive a full refund on your hospital excess
($500 or $750) when you reach AIA VitalitySilver Status.1

A 5% discount on your health insurance premium when you first join and for as long as you maintain AIA Vitality Silver Status or above.

Up to 80% back on your dental extras and lower out-of-pocket costs when you visit one of our partner dentists at

Get up to 100% back your extras premiums with our industry first Extras Value Protect benefit.2

Compare our full range of products.

Use the promo code: “YWHEALTH”

Between 8am – 6pm (AET/AEDT), Mon – Fri, excluding public holidays.

Use the promo code: “YWHEALTH”

One of our experts will call you back at
a time that suits.

Use the promo code: “YWHEALTH”

Switching to AIA Health is easy

It’s easy to switch from your current health insurer, once you’ve found the cover you need, we’ll take care of the paperwork. We’ll also honour the waiting periods you’ve already served with your previous fund, giving you immediate cover. This can be done online or over the phone. 


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Terms & Conditions

Your Wills Pty Ltd ACN 616 590 606 (‘Your Wills/We/Us’) is not an agent or a related entity of AIA Australia Limited ACN 004 837 861 (‘AIA Australia’), or any of its subsidiaries or its affiliates. Your Wills distributes insurance and financial products and services as an authorised representative of AIA Financial Services Pty Limited ABN 68 008 540 252 AFSL 231109 (‘AIAFS’). We may receive and accept fees or payments from AIA Australia or AIAFS. We do not provide any financial, legal or other advice or recommendations as to the suitability of AIA Australia’s products for you. Any advice we provide will be general advice only and will be provided without considering your objectives, financial situation or needs. You should read the relevant product disclosure statement or other offer document and consider whether that advice is appropriate for your own objectives, financial situation and needs prior to making an investment decision about a financial product. We do not have an Australian Financial Services licence and are not representing directly or indirectly that we do. If you are unsure if AIA Australia’s products are right for you, you should obtain professional advice from a financial, tax, medical or health professional.

1 Excess Refund is not available when claiming on the following clinical categories: Cataracts, Joint replacements, Dialysis for chronic kidney failure, Pregnancy and birth, Assisted reproductive services, Weight loss surgery, Insulin pumps, Pain management with Device & Sleep Studies.

AIA Vitality, a personalised, science-backed program that supports members every day to make healthier choices, is available with eligible products issued by AIA Australia. AIA Health with AIA Vitality is issued by AIA Health Insurance Pty Ltd ABN 32 611 323 034, a registered private health insurer governed by the Private Health Insurance Act 2207, Private Health Insurance Rules 2007 and the AIA Health Insurance Pty Ltd Fund Rules. The information on this website is current as at 1 October 2021 and may be subject to change. It is general information only and is not intended in any way to be financial, legal, tax, health, medical, nutritional, or other advice. You should consider your own personal circumstances and needs and view the relevant product documents, fact sheets, fund rules and terms and conditions before making a decision to acquire such products. If necessary, you should obtain professional advice from a financial, tax, medical or health professional. Unless expressly stated, any views or expressions of opinion (including any video content) do not represent the opinion of AIA. Eligibility for membership to the AIA Vitality program arises under, and is subject to, the AIA Vitality Terms and Conditions. AIA Vitality partners, benefits and rewards are subject to change at any time. Additional program partner terms and conditions may apply. For the most up-to-date information, view the AIA Vitality Terms and Conditions at