Frequently Asked Questions

Am I already covered by superannuation?

If you are a member of a superannuation fund you might already have some life insurance cover. However, the type of cover or the level of cover within your super fund may be less than the insurance cover you actually need. It’s important to find out what type and level of insurance you have, you can do this by asking your super fund. Then you can assess where you stand and decide whether you need extra cover.

How much cover do I need?

Finding the right level of life insurance cover is different for everyone and depends on your own individual circumstances. Things to consider when deciding how much cover you need may include; what stage of life you are at, whether you have dependents, what level of debt you have and the ongoing needs of your family and loved ones.

AIA Australia’s life insurance needs calculator can help you estimate the level of cover you may need.

How do I make a claim?

Please visit this link

Can I increase or decrease my cover once I have taken it out?

Yes, you can increase or decrease your cover. Conditions apply, so contact us to find out more.

Do I need a medical check-up or blood test to be accepted?

You don’t need to have any medical examinations or blood tests. However you may be asked some questions about your health and medical history to determine your premiums.

The MaxLife suite of products are issued by AIA Australia Limited ABN 79 004 837 861 AFSL 230043 (AIAA) trading as MaxLife. You should consider factors like your objectives, financial situation and needs and read the relevant MaxLife Life Protect PDS and MaxLife Income Protect PDS before deciding to acquire or continue to hold a financial product.